Banks - Page 3
109 newsBizum changes: How new rules for transfers could impact your business
Starting in 2026, all instant business transfers will be monitored by tax authorities. From February 2026, banks will report all instant transfers related to business to the tax authorities. The new rules apply to companies and the self-employed, but personal transfers are not affected. Find out what will change.
Pension Payment Schedule Before New Year's — Check the Dates for All Banks
When Will Pensioners in Spain Receive Their December 2025 Payments by Bank? In December, pensioners will receive both their regular and holiday payments. Banks will transfer the funds before Christmas. Check when to expect the deposit to your account.
Bizum and Taxes in 2026: What's Changing for Ordinary Users
Spanish Tax Agency Clarifies Bizum Transfer Rules Between Private Individuals. The Spanish tax authority has addressed concerns regarding Bizum transfers between private individuals. The new rules will not affect personal transactions. Find out who will be impacted by the changes and why banks will be collecting more data.
Record Growth in Madrid and Valencia — The Mortgage Boom Continues
Eurocaja Rural sharply increases mortgage lending in Spain in 2025. Eurocaja Rural has posted explosive growth in mortgage lending across Spain's key regions. Record numbers have been recorded in Madrid and Valencia. Find out what's driving this success.
Scandal Involving Influencer Medic: Secret Network, Luxury Cars, and Millions of Euros
Doctor-Blogger Arrested in Barcelona on Suspicion of Organizing Network for Sale of Banned Drugs. A well-known endocrinologist and social media influencer has been arrested in Barcelona. He is suspected of creating an international scheme for distributing illegal medications. Investigators have uncovered assets worth €1.5 million and have detained nine people.
Stock Market Boom in Spain: What’s Behind the Record Surge in the Index
Spanish Ibex 35 Becomes Global Growth Leader in 2025. The Ibex 35 index has posted phenomenal growth, outperforming all major global markets. Analysts predict its strong performance will continue.
Spanish families brace for rising mortgage payments — what can we expect in 2026?
Euribor Hits 2.2% in November — Mortgage Payments With Biannual Adjustment to Increase. Euribor rose again in November, reaching 2.2%. This will result in higher payments for mortgages with a biannual rate revision. Borrowers with annual adjustments will see only a slight decrease for now.
One of Valencia’s most influential politicians and bankers has passed away – his journey was far from easy
Former Valencian Government President and Ex-Bancaja Director José Luis Olivas Dies. José Luis Olivas has died at the age of 73. He was a key figure in both Valencia's political and banking spheres. His career spanned UCD, PP, Bancaja, and Bankia.
Spanish banks are booming – the highest profits since 2008
Overdue Bank Debt in Spain Drops to Lowest Level in 17 Years. Spain’s overdue loan rate hits a record low. The banking sector shows exceptional stability. The country’s financial system demonstrates resilience.
No more payment limits: Spanish Hacienda to track every transaction — now all your money moves are visible
From 2026, All Bizum and Card Transfers Will Be Monitored by Tax Authorities. Starting in 2026, banks must report all Bizum and card transactions. The €3,000 threshold will be abolished. The new rules will affect all digital payment users.
Spanish Hacienda Lifts Payment Limits — Now Every Transaction Is Monitored by the State
From 2026, All Bizum and Card Transfers Will Be Monitored by Tax Authorities. Starting in 2026, banks will be required to report all Bizum and card transfers. The €3,000 limit will be lifted. The new rules will affect all digital payment users.
Double salary for Christmas: When will Spaniards receive their long-awaited holiday bonus?
Christmas Bonus in Spain: Payment Dates for Employees and Pensioners. Christmas bonus payments are approaching in Spain. Find out the exact dates for everyone. Pensioners will receive their money earlier than others. This will help you plan your holiday expenses.
How to Get a Mortgage at 2.85% in Spain – Popular Bank’s Terms Revealed
CaixaBank Introduces Fixed-Rate Mortgage Below 3% for Homebuyers. One of Spain's largest banks has launched a new mortgage offer. The loan rate is set at 2.85%. Several important additional conditions apply.
Forget Government Bonds: Three Smart Ways to Grow Your Money in 2025
Government Bond Yields Are Falling—But You Can Still Earn 25% More. Treasury bill yields have stagnated. Conservative investors are seeking new options. There are ways to boost your returns. Discover the best alternatives.
Scammers emptied bank accounts across Galicia, Madrid, and beyond: how the scheme operated
Seven Arrested in Barcelona for Series of Bank Frauds Across 12 Spanish Cities. Seven people have been arrested in Catalonia for large-scale thefts from bank accounts. The fraudsters used SIM swapping to access funds in multiple cities. The investigation covers dozens of incidents across the country.
Mortgage boom over: Authorities prepare unwelcome surprise for home buyers
Bank of Spain May Limit Mortgage Lending Amid Soaring Housing Prices. Mortgage approval in Spain may soon become tougher. The regulator is preparing new limits for banks. Authorities deny a real estate market bubble.
ING mortgage: generous offer or a clever trap for borrowers?
ING Updates Mixed Mortgage Terms with Low 5-Year Interest Rate. ING launches a new mixed mortgage offer: an ultra-low interest rate for the first years. But beware of hidden fees and conditions.
IRPH mortgage trap: Court avoids responsibility, leaving borrowers to face banks alone
Spanish Supreme Court Refuses to Abolish Controversial IRPH Mortgage Rate. The Supreme Court has delivered its verdict on the IRPH. There will be no blanket ban on the disputed rate. Borrowers will have to challenge it on a case-by-case basis, with little chance of success.
Cryptocurrencies Arrive at Your Bank: How Santander, BBVA, and CaixaBank Are Shaking Up the Game
Spain’s Largest Banks Join the Race for the Crypto Market. Spanish banks are entering the crypto business. Santander, BBVA, and CaixaBank launch new services. Find out their strategies and key offerings.
Pensioners to Receive Extra Payments: Key Payout Dates from Spain's Largest Banks
When Will Spanish Banks Transfer the New Year Bonus to Pensioners in 2025? The holiday bonus will be credited to accounts at the end of November. The exact date depends on your bank. Find out who will receive the payment and when.
Authorities consider new rules: How will access to home loans change in 2025?
Bank of Spain Plans to Restrict High-Risk Mortgages to Safeguard the Market. The Bank of Spain is considering new rules for mortgage lending as authorities grow concerned about rising property prices. Measures to curb the issuance of high-risk loans are under discussion. The decision could have a significant impact on the real estate market.
Why Sabadell Rejected the BBVA Merger: Josep Oliu’s Vision for the Future of Banking
Banco Sabadell Chief Explains Why Size Doesn't Guarantee Bank Success. Josep Oliu is convinced: stability and customer focus matter more than a bank’s size. Sabadell continues to develop its strategy after the failed BBVA deal. Discover how the bank plans to strengthen its position in the market.
Why Getting a Mortgage Is Becoming Harder: Banks Tighten Requirements and Rethink Their Approach
Spanish banks tighten mortgage lending amid record demand. Spain sees a surge in interest for mortgage loans as banks raise borrower requirements. The housing market is shifting amidst intense competition, prompting financial institutions to revise their lending strategies.
Revolut starts mass account closures: What does this mean for Russian clients?
Revolut Restricts Access to Accounts of Russians Without EU Residency. Revolut has introduced new restrictions for Russian citizens, citing the latest EU sanctions. The bank now requires proof of residence in the European Union. The measures affect clients who do not have European documentation.
Elite Wedding in Spain: Who Is the Mysterious Heir to the Bankinter Empire?
Botin Dynasty Heir Marries Mexican Amazon. The heir to the Botin dynasty celebrated a lavish wedding. His bride is a renowned Mexican amazon. He has inherited an entire empire.
Spanish bank BBVA challenges Apple Pay and Google Wallet with a new alternative for customers
BBVA and Visa Launch Their Own Digital Wallet for Payments in Spain. BBVA and Visa are introducing BBVA Pay, a new digital wallet for mobile payments. This solution enables customers to make purchases without third-party services and will be the first option of its kind for Apple users in Spain.
How the 'son in trouble' scam works and why fraudsters choose WhatsApp – Unexpected details of arrests in two cities
Five Arrested in Madrid and Barcelona for 'Son in Trouble' Scam. Five suspects have been detained in Madrid and Barcelona for bank fraud using the 'son in trouble' scheme. The perpetrators posed as relatives and demanded urgent money transfers.
Real Estate and Banks in Spain: What You Need to Know About Home Insurance
When Home Insurance Becomes Mandatory in Spain. In Spain, home insurance requirements depend on the way the property is purchased. If you take out a mortgage, the bank will require an insurance policy. If you buy with cash, there is no legal obligation, but having insurance is always beneficial.
Murcia and Banks: How ECJ Rulings Are Changing the Rules for Mortgages with IRPH
Spanish Courts Review Mortgage Terms Following EU Rulings. Courts in Spain are overturning certain conditions in mortgage agreements. The focus is on the transparency of banking terms. Decisions are made with regard to European standards. The main issue is the reimbursement of overpayments.
For the first time in 200 years, the Bank of Spain unveils its secrets to the public—don’t miss this opportunity
Bank of Spain Opens Its Doors to Free Public Tours for the First Time. A unique tour program of the historic Bank of Spain building is starting in Madrid. Visitors will have the chance to see its lavish interiors and rare works of art. The tours are free of charge, but advance registration is required.
Bank Codes in Spain: How to Quickly Identify a Bank by IBAN in 2025
How to Identify a Spanish Bank by IBAN Number and Why It Matters. In Spain, identifying a bank by its IBAN number is straightforward. Special codes are used for this purpose, allowing financial institutions to be recognized. This article explains how the process works.
Profitable but Risky? All the Details of Buying Seized Properties in Spain
Buying Seized Property in Spain: What You Need to Know Before the Deal. Purchasing seized property in Spain can be a way to save money, but it requires careful attention. In this article, we explain how the process works, which legal nuances to consider, where to find such properties, and what risks you might encounter.
Cuenta conjunta con pareja: ¿cómo evitar disputas financieras?
Joint Bank Accounts in Spain: What Couples and Families Should Know. In Spain, joint bank accounts often become a source of dispute during divorce or inheritance proceedings. We explain who truly owns the funds, how to properly handle documentation, and why recording the origin of funds is crucial to avoid future conflicts.
¿Por qué los españoles contratan hipotecas récord? Qué está ocurriendo en el mercado
Average Mortgage Size in Spain Reaches 17-Year High. Spain has recorded a record increase in the average size of mortgage loans — the figure has surpassed 170,000 euros, marking the highest level since 2008. The trend is driven by rising property prices, increased activity from banks, and government support measures for young people. Experts note that risks for borrowers remain under control for now.
¿Seguirán bajando las cuotas hipotecarias en los próximos años?
Mortgage Rates in Spain: What to Expect After the ECB Decision. In July 2025, the European Central Bank kept its key interest rate at 2%. This decision signals the start of a period of stability in Spain's mortgage market. Banks do not foresee significant changes in lending conditions, and a decrease in monthly mortgage payments is becoming increasingly unlikely.
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