Banks - Page 2
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CNMC Investigates Spain's Six Largest Banks Over Fixed-Rate Mortgage Pricing
Spain's competition authority has launched a probe into the country's top banks. The investigation centers on alleged coordination of fixed-rate mortgage prices. The outcome could lead to significant penalties for the sector.
BBVA, Santander, Bankinter and Deutsche Bank attract clients with new bonuses
Spanish Banks Launch Salary Race: Who Pays What for Switching Accounts. Spanish banks are offering record bonuses for transferring salaries or pensions. BBVA, Santander, Bankinter, and Deutsche Bank are competing for new customers by promising cash rewards, higher interest rates, and free services. The terms of these promotions vary significantly.
Why Revolut and N26 Can’t Fully Replace Traditional Banks
Neobanks in Spain Face a Barrier: Without Integration with Government Agencies, Growth Is Impossible. In Spain, digital banks aspire to become the primary financial tool for clients. However, without direct access to systems like Hacienda, SEPE, and Seguridad Social, they remain merely a convenient supplement. We explore what prevents neobanks from taking a central place in the lives of Spaniards.
What Are Banks Hiding Behind TV and Smartphone Promotions?
Bank gifts: why free gadgets and money may lead to taxes. Banks attract clients with gifts — from cash to electronic devices. But these pleasant bonuses often come with a tax obligation: the gift must be declared, and a portion of its value paid to the state. How to avoid pitfalls and what to check in advance — in our analysis.
Mid-sized and online banks compete for deposits, while major players are slow to change terms
Spanish Banks Raise Deposit Rates: Why This Worries the ECB. Interest in bank deposits is rising again in Spain, with some banks offering up to 3% per annum to attract clients. However, the European Central Bank warns that excessive savings in accounts could create problems for future pensions and the economy.
Fake Lidl Stores Target Shoppers Across Spain
INCIBE warns: Scammers posing as Lidl website steal personal data. A new wave of online fraud is sweeping Spain: fake Lidl websites lure shoppers with low prices and request personal and banking information. INCIBE experts explain how to avoid falling for the scam and what to do if you've been deceived.
The bank launches a major campaign with payouts for salaries, pensions, and utilities
Unicaja offers up to 900 euros to new customers for opening an online account. Unicaja has announced a new promotion: up to 900 euros in the first year for those who open an online account, transfer their salary or pension, and set up utility payments. The offer is valid until the end of June 2026 and is available exclusively to new customers.
What to do if your loan or rental is blocked because of ASNEF
How to Find Out for Free If You Are on the ASNEF List and Quickly Remove Your Data. You can end up on the ASNEF list even because of a small debt, and the consequences can be serious: loan rejection, difficulties with renting, and even issues with service providers. We explain how to check your status in the register for free and what steps to take to remove your information.
Выплаты по безработице в мае 2026: даты зависят от банка
Выплаты по безработице в мае 2026: даты зависят от банка. В мае 2026 года выплаты по безработице вновь не будут приходить всем получателям одновременно. Дата поступления денег зависит не только от графика SEPE, но и от политики конкретного банка. Разбираемся, как это устроено и что важно учитывать.
Why Small Businesses Choose Cash Despite the Cashless Trend
Bar Owner in Galicia Refuses Card Payments to Safeguard Profits. The owner of O Galeón bar in Catoira has stopped accepting card payments altogether to avoid paying bank commissions. His decision highlights growing discontent among small business owners over the costs of electronic transactions.
Clients with multicurrency loans will receive recalculations in euros
Spanish Supreme Court Invalidates Barclays Foreign Currency Mortgage Terms. The Spanish Supreme Court has declared the multi-currency clauses in Barclays' mortgage contracts invalid. All such loans must now be recalculated in euros, affecting CaixaBank clients as Barclays' legal successor.
The recommendation to keep €70 to €100 per person is a response to last year's crisis
Bank of Spain Advises Keeping Cash in Case of Another Major Outage. A year after a major payments system outage, the Bank of Spain urges families to keep a reserve of cash. It recommends amounts between 70 and 100 euros per person to ensure access to essential expenses during disruptions.
Spaniards No Longer Keep Money in the Bank: What’s Happening to Their Savings
Why Spanish Families Are Massively Changing How They Store Their Money — And What This Could Lead To. Traditional bank accounts in Spain are losing popularity at a rapid pace: families are seeking new ways to protect and grow their savings. What risks and unexpected consequences lie behind this change? A new approach to savings: what Spaniards lose and discover as they turn away from traditional accounts.
Easter spending in Spain jumps 13 percent
Three quick ways to restore financial balance after Easter Tips from Banco de España. Banco de España offers three straightforward steps to recover your finances after Easter. Digital piggy banks, cashback cards, and investment products can help you steer clear of debt. Check the terms and fees carefully to avoid unnecessary losses.
Average mortgage rate in Spain rises to 2.75%—how this affects borrowers
Starting 2026 mortgages in Spain will be less accessible for low-income families. Buying a home in Spain is becoming more difficult. Banks are tightening requirements and interest rates are rising. Low-income families are facing new barriers.
Rising rates and new mortgage restrictions expected in 2026
Spanish Banks Raise Rates as Mortgages Become Unaffordable for Many. Spain is experiencing a sharp rise in the cost of new mortgages. Banks are tightening lending conditions. This may reduce housing affordability and reshape the market.
Catalonia secures €293 million in loans at record-low interest rates
Catalonia's Financial Moves Reshape the Loan Market. Catalonia has secured a €293 million loan at a lower-than-expected interest rate. This is the first long-term regional borrowing outside the FLA in 14 years. The decision could impact the region’s financial autonomy.
BBVA reduces capital how this affects the bank
BBVA unexpectedly reduces capital nearly 75 million shares cancelled. BBVA has carried out a rare capital reduction, cancelling tens of millions of its own shares. The decision followed shareholder approval. The article covers the details of the procedure and its impact on Spain’s banking sector.
Family disputes trigger power shifts in Spain's business empires
Family disputes reshape Spain’s largest companies. Internal family conflicts within Spain’s biggest companies are triggering power shifts and legal battles. Asset divisions and inheritance struggles are redefining business structures. The new generation pursues independence and fresh strategies.
How the conflict is affecting mortgage rates in March
Sharp euríbor surge puts Spanish mortgage payments at risk of increase. In March, euríbor recorded its largest rise in three years. This directly affects mortgage payments in Spain. The new conditions could impact the finances of thousands of families.
Sudden hike in rates puts Spanish mortgages at risk
Sharp jump as daily euríbor nears 3 percent for first time in two years. In Spain, the euríbor surged in a day to its highest level since September 2024. This will raise loan costs and force many families to reconsider their plans. Reasons and consequences are detailed in our report.
New homebuying terms for young families in Catalonia
Catalonia Approves 1,813 Interest-Free Mortgages for Young People. In six months, over 1,800 mortgages have been approved for young buyers in Catalonia. The new program is changing the rules for home purchases and impacting the property market. Authorities are considering expanding eligibility and raising loan limits.
Financial scandal surrounds BBVA and its former president
173 Years in Prison for Former BBVA Chief Corruption and Surveillance Charges. Spanish prosecutors seek a record sentence for the former BBVA head. The bank faces a fine for lack of oversight. The case could reshape corporate liability approaches in Spain.
Sharp rise in revenues and participant numbers reported in Catalonia
Caixa d’Enginyers reports record profit and client growth amid instability. In Spain, cooperative banking group Caixa d’Enginyers has recorded all-time high profits and customer numbers. Despite instability in the sector, the bank increased its assets and lowered its risks. These developments may impact the market in Catalonia and across the country.
Madrid students turn to loans amid student housing shortage
Education loans surge in Madrid up 61.5 percent in six years. Madrid sees record rise in education loans as families struggle to secure spots at public universities. The trend is reshaping how students and parents approach both education and finances.
Six countries call for tighter oversight of EU financial entities
EU Considers Centralizing Exchange and Depository Oversight Under Single Regulator. Leading EU economies are pushing for greater oversight of financial institutions. The decision could reshape the rules for exchanges and depositories. Spain faces regulatory changes in the financial sector.
New revelations emerge about the Pujol family's accounts in Andorra
Pujol Family Managers Reveal Details of Cash Transfers to Andorra. Spain's high-profile Pujol family case continues as court proceedings expose new details about large cash transfers to Andorra. The revelations may impact public perception of corruption in the country.
Incredible real estate moves in one of Barcelona’s most high-profile addresses—regional authorities now own seven entire floors at the very heart of the city
Half of the Bank of Spain building in Barcelona acquired by the Generalitat for €58.4 million. Catalan authorities have purchased part of the historic building on Plaça de Catalunya. The deal will lower rental costs and reshape the structure of government offices. A major renovation is planned for the building in the coming years.
Exclusive insights from the royal luncheon in Madrid: discover who set the tone, mastered the protocol, and captured everyone's attention among Spain's most influential women
Letizia and Stéphanie Meet in Madrid: Surprising Visit Details and Rare Guests. An official luncheon was held in Madrid attended by Queen Letizia and Stéphanie of Luxembourg. The spotlight was not only on their fashion and etiquette, but also on the presence of two leading Spanish women bankers. The visit featured an exchange of gifts and rare gestures of protocol
Financial woes threaten a star's American dream — unexpected mortgage troubles take a dramatic turn, raising questions about the security of even the most glamorous lives
Bank Demands Over $2 Million from William Levy Threat to US Mansion. Actor William Levy is at the center of a legal dispute: the bank is demanding repayment of a mortgage on his luxurious Florida home. The debt exceeds two million dollars, putting the property at risk and creating serious challenges for his family.
What surprises await pensioners at the start of the new year
When Will Spanish Banks Pay January Pensions with the 2026 Increase. In January 2026, pensions in Spain will rise by 2.7%. Banks will begin transferring payments between January 22 and 27. Find out when to expect the money in your account and who will receive a bigger amount.
How Spanish banks evaded sanctions and what changes now
Spanish banks banned from issuing credit cards or raising limits without customer request. Spain introduces strict regulations prohibiting banks from issuing credit cards or increasing credit limits without customer consent. These new rules aim to protect consumers from unwanted debt and hidden fees. Find out how the lending market is set to change.
Mortgage crisis in Spain: the hidden forces you never suspected
Spanish Mortgage Appraisers Extend Strike and Threaten Nationwide Shutdown. Mortgage appraisers in Spain refuse to back down. Their demands are ignored, and the housing market is stalling. Banks are on edge, clients are waiting. What lies behind the union’s bold claims? Why could the situation spiral out of control? Find out who risks losing their chance at a home
Bank vs homeowner: Who will win in the housing showdown
Supreme Court Orders CaixaBank to Refund Money for Failed Housing Project. A legal storm is brewing around Spanish banks as CaixaBank faces repercussions over a failed cooperative housing project Families demand their investments back and the court's decision could set a new precedent Who will be the next bank to face judgment
Why Are Teens Becoming Pawns in Fraud Schemes and What Are the Risks
Teenager Arrested in Huesca for Bank Fraud Using Grandmother’s Account. Police in Huesca have detained a 16-year-old who aided scammers. He was found via TikTok and the fraud involved his grandmother’s bank account. How do teenagers get involved in such scams? Read more.
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