Unicaja offers up to 900 euros to new customers for opening an online account. Unicaja has announced a new promotion: up to 900 euros in the first year for those who open an online account, transfer their salary or pension, and set up utility payments. The offer is valid until the end of June 2026 and is available exclusively to new customers.
Unicaja has announced one of the most notable banking promotions in recent years: new clients who open a Requetecuenta Digital online can receive up to 900 euros in their first year. The offer is aimed at those who have not used the bank's products or services in the last 12 months.
The maximum bonus amount consists of three components. For simply opening an online account, the bank accrues up to 250 euros per year—this is interest on the balance at a rate of 1.25% TIN (1.2572% TAE) for amounts up to 20,000 euros. The second component is a bonus for transferring a salary or pension: if the monthly income is 1,200 euros or more, the client receives 450 euros, while incoming amounts from 600 to 1,199 euros earn 350 euros. For self-employed individuals, a reward is provided for a monthly contribution from 50 euros.
The third bonus is a 1% cashback on utility payments linked to the account. You can get back up to 200 euros per year on payments for water, gas, electricity, and telecommunications. All payouts are indicated before taxes, and claiming the salary or pension bonus requires signing a commitment to two years of service.
Who can take advantage of the promotion
The offer is available only to adults who open an account online and have not been Unicaja clients for the past year. All conditions must be met within three months from the date the account is opened. To receive the bonus for salary, pension, or self-employed contributions, you must not only open the account but also confirm the receipt of the appropriate funds.
Account terms and benefits
Requetecuenta Digital does not charge any maintenance or management fees. The package includes a free Mastercard debit card with no issuance or maintenance costs, as well as free standard and instant euro transfers within the SEPA zone when using Unicaja’s digital channels or ATMs. Opening an account takes just a few minutes: you’ll need to fill out a form, go through video verification, and sign the documents electronically.
What you need to know
According to Talent24h, the promotion is valid until June 30, 2026. All payments are credited in gross, i.e., before tax deductions. To receive the maximum amount, you must meet all the requirements: open an account, arrange for your salary or pension to be transferred, set up utility payments, and comply with all deadlines and amounts. It is important to note that the bank may change the terms of the promotion or end it early.
In recent years, Spanish banks have increasingly used such promotions to attract new clients, but such large payouts are rare. For those considering changing banks or looking for favorable conditions to store their funds, Unicaja's offer may be one of the most notable on the market.
