Young people under 35 to receive up to €15,000 for first home purchase in small towns. Spain launches a support program for young homebuyers: up to €15,000 will be granted to those who decide to buy or build their first home in towns with a population of up to 10,000. The measure aims to curb youth outflow and revitalize small towns.
The Spanish government has approved a new subsidy for young citizens: up to 15,000 euros are available for those under 36 who decide to buy or build their first home in small towns. This measure is part of the 2026–2030 State Housing Plan and aims to make homeownership more accessible to young people and slow the decline of small towns.
According to the program's terms, only those purchasing or building a home in municipalities with fewer than 10,000 residents are eligible for assistance. In exceptional cases, the subsidy will also be available in towns with up to 20,000 inhabitants if they have a sustained population decline.
Who is eligible for the subsidy
The main requirements for recipients are: under 35 years old at the time of applying or signing the mortgage, no other property owned in Spain, and family income not exceeding five times the IPREM (about 37,800 euros per year). The recipient must use the home as their primary residence for at least 5–10 years and move in no later than three months after receiving the keys.
The amount of the subsidy cannot exceed 20% of the property's price, even if the maximum limit of 15,000 euros is not fully reached. This means the payment amount depends on the price of the specific apartment or house.
Where you can buy property with support
The list of municipalities includes hundreds of small towns across the country. In the Madrid region, for example, this includes Buitrago del Lozoya, Rascafría, San Martín de Valdeiglesias, Pelayos de la Presa, Robledo de Chavela, Guadalix de la Sierra, and others. The program is designed so that young people do not leave small towns, but instead choose them for living and working.
Practical details and limitations
The subsidy does not apply to the purchase of property in large cities and is not intended for investments or rental purposes. It is important to carefully review the conditions to avoid having to return funds or being denied support. As noted by Talent24h, the program will become part of a comprehensive policy to revitalize small settlements and could impact the real estate market in the regions.
For those considering relocating to smaller towns, it is important to consider not only financial support but also everyday factors: infrastructure, transport, job opportunities. By the way, if you are interested in other practical solutions for living in Spain, take a look at our article on portable climate devices, which can make the hot summer more bearable — details here.
In the coming years, the authorities plan to track the program’s effectiveness and adjust its terms based on demand and demographic changes. For young people looking for a way to stay in Spain and start an independent life, the new subsidy could be a real opportunity to take the first step toward their own home.
