The average cost of a car insurance policy in Spain in July 2025 was €428, marking the highest value recorded this year. This data comes from the monthly report by the insurance comparison service Check24.
Since the beginning of the year, the price of car insurance has risen by nearly 10%, equivalent to an increase of €38 from January to July. Compared to June, when the average rate was €417, the July figure rose by 2.6%, or €11.
Despite the price increase this year, the July insurance rate is still €20 lower than in July 2024, when the average rate reached €448 — last year’s peak. Thus, over the year, car insurance in Spain has become about 4.5% cheaper.
Experts note that July is traditionally the month with the highest average cost for car insurance, although the current figure falls significantly short of last year’s peak. This indicates some easing of price pressure in Spain’s car insurance market.
